401(k) Contribution Limits (2026)
Annual IRS limits on 401(k) contributions, including catch-up rules that become especially relevant during a layoff.
Current value (2026)
$24,500
401(k) catch-up contribution limit (age 50+): $8,000
401(k) enhanced catch-up contribution limit (ages 60-63, SECURE 2.0): $11,250
Primary source
Historical values
| Year | Value |
|---|---|
| 2026 | $24,500 |
| 2025 | $23,500 |
| 2024 | $23,000 |
What this means if you were laid off
Layoff-specific context for this figure is under editorial review. Check back soon.
See how this affects your severance
The calculator applies current withholding rates, UI maximums, and contribution limits to your specific situation.
Calculate your severanceLast verified: 2026-04-30. Not legal, financial, or tax advice. Methodology.