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Layoff Calculator

Limits

Federal Poverty Level (2026)

Annual HHS guidelines that determine ACA Marketplace subsidy eligibility — laid-off workers often qualify for substantial premium tax credits.

Current value (2026)

$15,960

Federal Poverty Level — 2-person household (contiguous 48 states + DC): $21,640

Federal Poverty Level — 4-person household (contiguous 48 states + DC): $33,000

Primary source

Primary source

HHS ASPE Poverty Guidelines (FR-2026-01-15/2026-00755)

Last verified May 4, 2026

Historical values

Federal Poverty Level — 1-person household (contiguous 48 states + DC) — 5-year history
YearValue
2026$15,960

What this means if you were laid off

Layoff-specific context for this figure is under editorial review. Check back soon.

See how this affects your severance

The calculator applies current withholding rates, UI maximums, and contribution limits to your specific situation.

Calculate your severance

Last verified: 2026-05-04. Not legal, financial, or tax advice. Methodology.