IRA Contribution Limits (2026)
Annual IRS limits on traditional and Roth IRA contributions — contribution windows and Roth conversion opportunities matter most right after a layoff.
Current value (2026)
$7,500
Primary source
Historical values
| Year | Value |
|---|---|
| 2026 | $7,500 |
| 2025 | $7,000 |
| 2024 | $7,000 |
What this means if you were laid off
Layoff-specific context for this figure is under editorial review. Check back soon.
See how this affects your severance
The calculator applies current withholding rates, UI maximums, and contribution limits to your specific situation.
Calculate your severanceLast verified: 2026-04-30. Not legal, financial, or tax advice. Methodology.